Personal Finance
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Earned Over $145,000 Last Year? Your 401(k) Catch-Up Money Is Now Forced Into a Roth and Here’s Who Wins
© Vitalii Vodolazskyi / Shutterstock.com If you have a 401(k), you are 50 or older, and your W-2 wages topped…
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A $1.4 Million Portfolio That Delivers Reliable Income Through Bull and Bear Markets
© Vladimir Endovitskiy / Shutterstock.com A $1.4 million nest egg is far above the typical U.S. retirement account balance, but…
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This Ultra Mobile Deal Could Lower Your Phone Bill to Just $9.10 a Month
If you’re looking for a more affordable cell phone plan, Ultra Mobile’s back-to-school promotion could help you save. Ultra Mobile…
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Have a Big 401(k) and Turning 60? Your Catch-Up Limit Just Jumped to $11,250 and the Window Closes at 64
If you have a 401(k) and you’re turning 60 this year, the IRS just handed you a four-year window that…
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Personal Finance Expert Warns Buy Now, Pay Later Can Reach “100% APR” as 29% of Customers Use It to Buy Groceries
© Kenishirotie / Shutterstock.com On a July 13 CNBC segment titled Buy Now, Stress Later?, correspondent Sharon Epperson delivered a…
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The 2027 COLA Adds $98 a Month. Inflation Takes Most of It Back.
© Rix Pix Photography / Shutterstock.com If you collect Social Security, you’ve surely noticed that your monthly benefit usually increases…
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With Treasury Yields Near 4.5%, One Couple Rethinks When to Claim Social Security.
Picture a married couple in their mid-60s, both healthy, staring at a brokerage statement that finally looks generous again. Their…
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Fund Two Retirement Accounts on One Paycheck
Quick Read The spousal IRA lets couples filing jointly fund two full IRAs on one paycheck, even if one spouse…
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Sunset on the Douro: Here’s How to Retire to Portugal’s Wine Country at 62 on $2,600 a Month
A $2,600 monthly retirement in Portugal’s Douro Valley can work, but only in the quieter version of the region. The…
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The lessons every college-bound kid should learn now
Sending a child to college marks an important milestone for families, bringing both new opportunities and natural questions. It’s often…
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